Insurance for High-Risk Drivers
Who are considered to be high-risk drivers? Insurance companies use several factors in classifying whether a certain driver falls under the high-risk category. Here are some of the factors that make an...
View ArticleLIABILITY INSURANCE: Definition and Importance
It is common knowledge that in every thing we do we have a responsibility to uphold. Much is true in owning a car. Whenever we drive our car we are responsible for our safety as much as the safety of...
View ArticleNo-Fault Auto Insurance
In today’s economic difficulties, certain aspects of our daily lives are being compromised just to meet the more important demands of everyday living. We weigh things and let go of what we think are...
View ArticleProtecting yourself from Uninsured Drivers
In every state, law concerning car insurance varies. One thing that is common though, is the need for every motorist to have one. Unfortunately, there are still those who go without any or not enough...
View ArticleSR22 Coverage
SR22 is a certificate used by certain individuals who have had suspended driver’s license to have it reinstated again. This certificate also assures the state that the individual has insurance...
View ArticleThe Determinants To Car Insurance Rates
There are many factors that determine the cost of car insurance premiums. Some of these factors may even come as a surprise to some. It really pays to read and research about these things first in...
View ArticleTransferring Insurance Coverage to a New Vehicle
Whether you are buying a new car as a replacement to your old one or just adding a new vehicle, it is imperative to know if your current insurance policy will be able to cover your new vehicle. It is...
View ArticleWhy do Car Insurance rates vary from one company to another?
Nowadays, hundreds of car insurance companies are available at our disposal. All of them claim to be better than the other or offer much better benefit than the competition without costing much. There...
View ArticleAffordable Dental Coverage
During these times of economic distress, foremost on a lot of people’s mind is how to save more money. Doing away with the luxury of traveling to exotic locales, skipping those movie dates, or...
View ArticleComparing Dental Insurance Plans
When people think of obtaining health coverage, dental insurance doesn’t usually make the cut. Let’s face it, oral healthcare is just not a priority for most individuals, even for most families. As a...
View ArticleDental Insurance for Senior Citizens
With advancing years, dental problems manifest themselves in the form of looseness of teeth, and their increasing sensitivity. Most people often think that this is just something that naturally...
View ArticleFull Coverage Dental Insurance
There’s no question, oral health is important. Equally important is the issue of an individual availing of dental insurance, especially with the rising cost of keeping your teeth and gums healthy. One...
View ArticleHMO vs. PPO: Is one better than the other?
If you are working and are getting health insurance through your employer, chances are you are enrolled in some type of managed care plan, the most common types of which are Health Maintenance...
View ArticleWhat is Managed Care?
The term managed care is used to describe an approach to healthcare designed to integrate services and provide quality and economical healthcare. Managed care plans directly deal with health care...
View ArticlePre-existing Condition Insurance Plan
Pre-existing condition. This is a term that most, if not all insurers or insured people are familiar with. This term refers to a medical issue which has been in existence prior to a person’s obtaining...
View ArticleHow do I switch health insurance companies without a gap in coverage?
It’s bound to happen, one way or another. Graduating from school, losing dependent status or changing jobs – even a divorce could force you to switch health insurance providers. You want to make sure...
View ArticleShould you travel abroad for medical treatment?
Traveling abroad for medical care (also known as medical tourism) is the term used to describe the act of traveling to another country in order to obtain medical, dental, preventive and surgical care....
View ArticleBehavioral health insurance plans
Have you or anyone in your family ever needed medical help? How about treatment from depression, or other mental illness? If so, then you must know how it is a lot difficult for someone to get the...
View ArticleBenefits of Dental Insurance or Dental Plans
Maintaining a good healthy smile is a tricky business. Good dental health care is never easy in terms of time and money. But one thing we need to remember is that you can tell a good dental health care...
View ArticleBenefits of having primary and secondary health coverage
There are many reasons why any individual may have more than one insurance plan. You can acquire it through your spouse as a dependent on her plan while you yourself are covered as an employee where...
View ArticleOnline Health Insurance Quotes
Getting a health insurance policy can be a tricky thing on its own. Getting a fairly good one can be quite a challenge, but getting the best one out there for you may prove to be such a Herculean task...
View ArticleProjected and Rising Health Insurance costs
According to the U.S. Census Bureau, employers offering health care coverage to its workers have dropped from 59 percent in 2001 to approximately 55 percent in the latest data. Employers most often...
View ArticleTypes of Dental Plans
They say that a smile is the shortest distance between two people, a universal language that even babies understand. But why is it that many of us don’t seem to take proper care of that which makes our...
View ArticleCosmetic Surgery and Health Insurance: Am I covered?
Cosmetic surgery is so much of a trend nowadays. Vanity has pushed people to the limits and cosmetic surgery has been the gateway to enhance, or even change, these unwanted or unflattering things in...
View ArticleGroup Health Insurance: Pros and Cons
Group Health Insurance is defined as “health insurance that covers all eligible people in a group regardless of their age or physical condition.”* In the United States, employers have mostly been the...
View ArticleHealth Care for the Elderly
In 2011, over 78 million will turn 65 years old, the age where health care starts to get really critical. The population that comprises this bracket is being taken care of by about 48 million men and...
View ArticleYou and Your Health Insurance
It’s natural for us to look after our future and put our money where we can grasp security by its handles. Among the list for these assurances is Health Insurance. Like any other payable on the list,...
View ArticleObamacare: A Real Reform?
In March 2010, the United States government had passed a new health care bill called the Patient Protection & Affordable Care Act, H.R. 3590 (PPACA). This was signed by President Barack Obama into...
View ArticleTraditional Health Insurance
Even before Health Maintenance Organizations (HMOs) came into the picture, traditional health insurance was the known standard. It is also known as indemnity or fee-for-service health insurance. With...
View ArticleAuto insurance discounts for seniors
Once people get past the age of 60, they find that obtaining car insurance at more reasonable rates is almost next to impossible. One would think that elderly drivers would deserve to get cheaper auto...
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